The Park House Team w/Virtual Properties Realty
6650 Sugarloaf Pkwy., suite 700, Duluth, Ga. 30097
Lender Checklist: What You Need for a Mortgage
□ W-2 forms — or business tax return forms if you’re self-employed — for the last two or three years for every
person signing the loan.
□ Copies of at least one pay stub for each person signing the loan.
□ Account numbers of all your credit cards and the amounts for any outstanding balances.
□ Copies of two to four months of bank or credit union statements for both checking and savings
□ Lender, loan number, and amount owed on other installment loans, such as student loans and
□ Addresses where you’ve lived for the last five to seven years, with names of landlords if
□ Copies of brokerage account statements for two to four months, as well as a list of any other major assets of
value, such as a boat, RV, or stocks or bonds not held in a brokerage account.
□ Copies of your most recent 401(k) or other retirement account statement.
□ Documentation to verify additional income, such as child support or a pension.
□ Copies of personal tax forms for the last two to three year
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