Did your 401K slip during the past 3 or 4 years? Did it turn into a 101K or 201K Account. Have you ever thought about purchasing a HUD Home or other distressed real estate properties, fixing them up, renting them or selling them for a profit? You can use your 401K and avoid any tax consequences from the transaction’s profits while improving the total value of your 401K at the same time. There is no law that says your 401K has to remain in a savings account or in the stock market/mutual fund. Drop me a note, I can explain how simple it is.