What is a home warranty? It is peace of mind. When a home is purchased, a home warranty can be purchased also. What does it cover? Usually it can cover electrical & heating systems, interior plumbing, water heaters, dishwashers, refrigerators, garbage disposals, plus other appliances. What does it not cover? The home’s structure, foundation and most accidental damage to any of the above. The companies that write these warranties are not closely regulated by the Georgia Insurance Commission. What should a buyer do? READ the Contract before purchasing and shop around.